Apply for a Home
We currently have partner families for all of our homes. 
Please review our requirements to see if you qualify for the future;
however, we are asking you wait to submit 
homeowner applications until further notice.
Are you interested in applying for a home?

First lets see if you qualify.  Please carefully read the requirements below:
Requirements
Applicant(s) cannot currently own a home that is classified as real property.
Applicant(s) must have resided in Washoe county for at least one year.

    Income Requirements:

    Income for all members of the household cannot exceed:


    Total # of Family Members             Maximum Income  

                       2                                                    $31,020

                       3                                                    $34,920

                       4                                                    $38,760

                       5                                                    $41,880

                       6                                                    $45,000

                       7                                                    $48,120

                       8                                                    $51,180


    It is Important that...

    *The applicant(s) must demonstrate a steady income for the past two years.
     

    *If the applicant(s) has filed for bankruptcy, it must be discharged.

    *The applicant(s) credit history must demonstrate a willingness to repay debts.


    *The applicant(s) must be willing to complete 500 hours of "sweat equity"/volunteer hours towards building their home, another TMHH home or assisting TMHH in its work in the community. 

    *Please note that TMHH will not reimburse the applicant/approved family for any sweat equity hours performed.


    *TMHH adheres strictly to the principles and requirements of the Equal Credit Opportunity Act and the Fair Housing Act when selecting partner families. Age, race, color, religion, handicap status, marital status, national origin or sex of an applicant will not be considered in the family selection process.
    More Information
    How will my credit affect my chances?
    Habitat for Humanity understands the credit challenges  of low-income families. We are looking for families that are making an effort, but we realize that perfect credit is not always realistic.

    Do I get to choose where my home is built?

    Habitat build on whatever land is available at the time.

    What are the monthly payments?
    There are many factors that determine the payment. The average homeowners' loan payment including taxes and insurance is about $400 per month. This is about half of the average rent for the Truckee Meadows.

    How long does it take to get approved?

    After the application is complete, you will be asked for additional information, committee approval and occasionally a home visit. The whole process takes a few months but is worth the wait.

    How Long does it take to build the house?
    Since we rely on volunteer labor and tax-deductible donations of money and materials to build a home, it takes about 18 months.

    Will bankruptcy affect my application?

    If you have filed for bankruptcy in the past and it has been discharged, it will not affect your chances of being approved for a Habitat for Humanity Home. If your bankruptcy has not been discharged we would ask that you complete that process before you apply.

    What is sweat equity?
    Sweat equity is the term used to describe the volunteer hours that each approved homeowner is required to perform.  Each homeowner is required to up in 500 hours towards building their home and the homes of other potential homeowners, as well as take classes in homeownership, budgeting and financial management.

    If you qualify:

    Please fill out our Homeowner Application

    Then mail or drop it off to our offices at 530 Greenbrae Dr. Sparks, NV 89431 

    The application will be considered during our family selection process.